THE NUMBER ONE ENEMY OF ANY INVESTOR: EMOTIONS

THE NUMBER ONE ENEMY OF ANY INVESTOR: EMOTIONS If you are among the lucky and shrinking few who have lived above paycheck to paycheck, you may have noticed that 2022 has not been a good stock year. In fact, not only has 2022 wiped out most of the market gains so far, but it has wiped out over five years of stock growth for some companies.  Most people try to sell and cut their losses; according to CNBC, that seems to be the primary source of falling stock price at writing (5/10), and they are just glad they bought high and sold not too much lower. This is a recipe for losing money in the stock market, and today I will reiterate lessons from David Lynch and Benjamin Graham to help you navigate this upset. When you buy stocks, you have effectively invested in that company; you buy into a company because you trust that company. It is the fundamentals that you should be buying it for, not for any emotional sense. Even when the market is in turmoil, a good company will remain. This means the good company will recover when conditions improve, while a bad company may never recover the heights it reached when the market felt jovial. When a price change occurs, you need to ask, “Why did that occur?” There are two reasons: the fundamental evaluation has changed, or the overall market conditions have changed. In today’s market, we see inflation problems, thanks to wanton money printing of FED, the continuing pandemic, and the war in Ukraine. This, of course, had caused the markets to downturn until these problems were resolved. These issues are compounded by the retail investors, which is the fancy name for individual, smaller investors, selling their shares to cut their losses—plunging the markets even further. Benjamin Graham likens the market to a madman who comes to your office whenever you open your stock account and tells you the price he will buy or sell a piece of the company. At times, this madman is fearful; a good investor buys these companies at lower values than they are fundamentally worth. When the madman is greedy, he believes and sells them at higher levels than they are fundamentally worth. This naturally makes you think that you may be able to time the market right and buy when it is low and sell when it is high. Sadly, there is little way of knowing how the market will react to a particular news piece, but it certainly always comes around. For intelligent investors, now is the time to buy what they can and hold what they have. Otherwise, you fall into the #1 enemy of any investor: Emotions. Read More From This Writer All Post Art Books Business Culture Education Entertainment Food Government Health Interviews Lower West Side Business & Economic Development Medical Military & Veterans Our Community Peace People Sports Who We Are THE NUMBER ONE ENEMY OF ANY INVESTOR: EMOTIONS June 13, 2022/No Comments POST TITLE (CAPITAL) Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus Read More UKRAINE May 13, 2022/No Comments UKRAINE While the war is raging on in Ukraine, Russia is suffering significant defeats on the Northern Front and is Read More UKRAINE, MEDIA, AND DONATIONS April 13, 2022/No Comments UKRAINE, MEDIA, AND DONATIONS What Russia is doing to Ukraine is unforgivable! Unfortunately, most people familiar with the region had Read More Load More End of Content.

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INTERVIEW #19: FEATURING DIANELIX RIVERA

One of the best things about growing a community around #Latinaherstory and #latinasinbusinessNY is that I meet amazing women who continue to inspire me. They take risks and risk-taking is something that, I didn’t know I didn’t like. I’ve become a little bolder, drawing on the strength of their “formation” stories that we share at our events. We all get together after eating and talking and make deliberate space to share our stories. I used the word “deliberate space”, and I am going to come back to that. How do you build deliberate space? You respectfully show an individual that you are in whatever capacity that looks like to you. To us, it looks like sitting in a circle and giving each other eye contact and no phones. Organically sometimes Latinas build deliberate spaces to share like – Noche de damas – at church but most of the time we can’t economically afford the time it takes to build deliberate spaces. Because you must pause. That needs to change, we need to embrace change and build deliberate space around the people and the ideas we support. And in those spaces with your colleagues or with your elders or sisters, give each other space to be flawed, to speak Spanglish, to not know, and most of all to be ambitious. Our community has a rich history in the United States and some of that history frames the ending of marijuana prohibition differently for us. As a result, we need to build deliberate spaces to learn about what this means for our community both from an economic perspective and social justice perspective. Marijuana prohibition impacted the lives of the children whose family members were prosecuted under its law. One such child has now grown into a beautiful strong Puerto Rican woman, and she has decided, properly, to use the end of marijuana prohibition in the United States to her economic benefit. If that’s not economic restorative justice I don’t know what is. She’s braved, her name is Dianelix Rivera and she is the CEO and owner of Loud Sirnez Cannabis Fashion Boutique. Why is this important?  She is not looking to cut even for the impacts that marijuana prohibition marked on her family’s economy, she’s looking to overcome economically and form a new future. Loud Sirnez Cannabis Fashion Boutique is loud proud and sharing information about the positive and medicinal effects of Cannabis. Resistance can be an outfit and Dianlex knows that. Restorative Justice is defined as Restorative justice is a response to wrongdoing that prioritizes repairing harm. It can be defined in three action terms: Encounter, Repair, and Transform. As a community, we know that persecuting someone for the possession of a plant that has been used for thousands of years as medicinal is wrong (encounter), we know the policies that were shaped to enforce marijuana prohibition were unjust in that they specifically targeted communities of color; we know that to reverse these racist policies we need people impacted by those racist policies at the table (repair), we know we need to transform our understanding of Marijuana. Dianelix Rivera is a pioneer. She is less than thirty years old, a student of the world, the oldest of four children, and a Latina whose Puerto Rican heritage inspired her to be unafraid of the unknown. Maria upturned her life, and Covid impacted her, as a student she has had successes and gained perspective. At present, she is also enrolled in a program for small businesses at our SBA at SUNY Buffalo State College. Ageism is defined as prejudice or discrimination on the grounds of a person’s age. We must accept two things as a community (1) cannabis is now legal and a source of economic opportunity (2) young people will lead the way. Statistically, Latinas will grow the marijuana, but will not be afforded a seat at the table to discuss it. INTERVIEW: Where were you born and what were the values in your home? I was born and raised in Puerto Rico predominantly by my single mother of four (4). I was the oldest and our values consisted of family unity, humility, and hard work. My momma worked a lot and was an example of perseverance and taught me, in combination with my own experiences, to never give up. Her determination in raising a family with limited support through also pursuing a professional career as a pharmacy technician and studying to be a nurse while also providing was very inspiring and taught me lots of strength and gratitude.  What was your experience like as a student?  I consider myself more a student of life than traditional schooling systems. Theoretical learning takes special discipline; however, I have found that in my experience, I have learned more through the mastery of following my path.  My educational resources vary, I was in pursuit of my bachelor’s degree in Communications & Journalism at the University of Puerto Rico in Aguadilla, however, did not get the opportunity to finish the program due to my moving to Buffalo after losing everything in Hurricane Maria in 2017. When I moved to Buffalo, I came to continue my degree but through the paths of life, real-life factors, and financial needs, roads lead to a different pursuit. I can proudly say my approach to being a student has been of extreme value to me in my journey. I am currently participating in a program with the Small Business Center Development and Buffalo State College and am consistently looking to grow and expand my knowledge through workshops, mastermind alliances as well as mentors who have helped shape and guide my trajectory. I strongly believe learning from natural laws, art, and entrepreneurship in a combination with consistently reading books has made me a good student of life.  3 What was your first or favorite job?  My favorite job before entrepreneurship was in the wireless and marketing industry, being part of the T-Mobile events and social media team. Hospitality was my least

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REGISTERING TO VOTE IS  MEANS OF EMPOWERMENT

-First published in “Another Voice” column, the Buffalo News, April 16, 2022- Honest and loyal representation in our community will cost money to sustain, maintain and grow our communities. One of the significant problems we have in our communities is that we don’t invest in our candidates, and we don’t vote. Do you know what happens when we don’t vote or support decent candidates running for office? The interest groups, and people outside our communities, take the advantage and opportunity to invest, donate, contribute, and help them. By the time our candidates get elected to office, they no longer belong to our community. The interlopers that invested in them get the goodies and the right to control them. The next time your local candidate comes to you for help, do the right thing for your neighborhood and yourself, and your family: Register to vote. This is a must in our democracy. If you don’t vote, you can’t complain. Research your candidate, find out about what your candidate stands for, and look at their experience with the community. Contribute if you like what you find out. Please get the word out to your friends and family to support your candidate and encourage them to donate to help them get elected. If you have the time, get involved directly by working with the committee to get them elected. There is so much you can do for the candidate as a volunteer. With our support, the candidate becomes a community product, not of the outside interest groups. American politics are severe; the sooner we realize it, the sooner we can grow and advance the future of our city – socially, educationally, and economically. Look at the political principles at play in Buffalo: You must pay to play, and it’s not what you know; it’s who you know. Register, educate yourself, and learn about who’s who in your neighborhood. Remember, when you say that you’re not interested in politics, that is a political statement. Help, and join those working to bring respect and quality representation to your community. Please do your homework and find out what groups in your community are genuinely looking out for your interest, not for themselves. Too many people in our communities complain and cry about government service but are not registered, voters. We need to grow and develop; we need to be creative, imaginative, and work to make our young people proud of this city – the “city of good neighbors.” We are entitled to a voice, but Buffalo communities must carve out that voice, not interlopers. Help our communities, help yourself – become a registered voter. Read More From This Writer All Post Art Books Business Community Education Entertainment Food & Culture Health Interviews Military & Veterans Peace People Politics LATINO COLLEGE STUDENTS FACE INEQUALITY AND CULTURAL ISOLATION AT THE STATE UNIVERSITY OF NEW YORK at BUFFALO March 25, 2023/No Comments LACK OF COLLEGE SERVICES FOR LATINO STUDENTS: This is in response to a story by UB Spectrum reporter, Kayla Estrada, Read More “GETTING VERY LITTLE FOR THE WHOLE,  BUT GETTING A LOT FOR THE FEW” WHAT TO LOOK FOR IN 2023 January 25, 2023/No Comments While I might appear to be biased and selective, I strongly feel the four people in the photo are the Read More The Isaías González-Soto Branch Library (formerly Niagara Branch) is a member of the Buffalo & Erie County Public Library System December 25, 2022/No Comments When the Hispanic Heritage Council (HHC) moved to rename the Niagara Branch Library several years ago, with the support of Read More Load More End of Content.

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